Your Mortgage Checklist

Your Mortgage Checklist

The paperwork required for a mortgage doesn’t have to overwhelm you. Putting together your mortgage checklist should be simple and easy. In an effort to help you organize the personal documents you’ll need to obtain a home loan, here’s a list of information that is typically required during the loan process:

  • Current pay stubs (most recent 30 days worth of paystubs)
  • Tax returns for the past two years including all schedules with any associated W-2’s, K-1’s, or 1099’s
  • Bank statements for the past two months (all pages)
  • Investment account statements for the past two months (all numbered pages)
  • Retirement account statements for the past two months (all numbered pages)
  • Copy of driver’s license for all loan applicants
  • Divorce decree and marital settlement agreement (if applicable)

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If you currently own real estate, you will need some additional documents on your mortgage checklist, including:
 
  • Copy of most recent mortgage account statemen for all properties owned
  • Home insurance policy information
  • Home equity account information (if applicable)
  • Copy of Property Tax Bill for the most recent year
  • Most recent Homeowners Association (HOA) dues or statements

Your team at Coastal Loans is here to help make things simple. To access more helpful resources like your mortgage checklist, check out our Mortgage Learning Center page or get in touch with one of our mortgage professionals today!

Questions About Home Buying?

Talk to one of our mortgage professionals to learn more about financing your new home today.

Why Coastal Loans?

At Coastal Loans we work directly with Holiday Builders to streamline your homebuying process. As your dedicated mortgage lender, we are able to simplify the lines of communication with your home purchase team, resulting in industry leading turn times. Our competitive rates and extensive loan product options allow us more opportunities to help our clients secure their dream home.

Buying a home is one of the most important financial decisions you will make. Understanding mortgages and the home buying process can help make it less stressful, and so can partnering with a mortgage lender you can trust. At Coastal Loans, we’re dedicated to helping home buyers finance their dream home. All information presented is for educational purposes only and not intended as financial advice.